Musical Instruments

Flute

Perfectly tuned insurance to protect the thing you love...

Buy online Cover benefits Contact us


The flute is considered to be the oldest of all instruments and was originally made from wood, stone, clay, or hollow reeds like bamboo. Modern flutes can be made of nickel, silver, gold or platinum, which means that they can be a significant financial investment. This is why having the proper cover in place is imperative. 

Cover benefits
  • Protection against accidental damage, fire, loss and theft

  • Depreciation cover

  • Cover for electrical and classical instruments

  • Worldwide cover

  • Your choice of repairer

  • Agreed value

  • No excess as standard on classical instruments

  • Cover for hire charges 

Optional covers:

  • Climatic condition cover

  • Unattended vehicle protection

  • Earthquake

We are also able to provide public liability cover to protect you from the risks you face every time you play.
Buy cover online

Never be out of pocket

With Depreciation Cover and Agreed Value you’ll never be left out of pocket. In the event of a total loss, Agreed Value means that you will be paid without any adjustment for depreciation or appreciation.

Who we cover

No matter where you are in your career, we can provide cover for your flutes, from the concert flute, piccolo and even the more unusual alto and bass flutes. 

Purchase online 24/7

With our market leading online system you will be able to:

  • Obtain instant quotations (with policies starting from £35).

  • Pay securely online with credit/debit card.

  • Instantly receive your documentation.

Our new system will also allow you to carry out Mid-Term Adjustments online and pay any additional premium securely. You will also have a hassle free renewal as you will be able to review and update your renewal documentation online before having to pay.
Insure your instrument today

Still here

Even with the advent of our new online system, we are still just a phone call away should you have any questions or run into any problems.

Making a Claim

Should the worst happen, you can rest assured that you’ll be in safe hands with our expert in-house claims team. With one point of contact throughout the whole process, you’ll always be kept up to date with the progress of your claim.
Get a quote

Lark Music Online Introduction

Introducing our new, market-leading online portal that will allow you to quickly and easily purchase comprehensive insurance for any instrument.
Buy online

News & opinion