We tailor our policy to the needs of your business.
As one of the world’s leading musical instrument insurance brokers, Lark is renowned for providing the perfect, made to measure business insurance for dealers. Our bespoke policies are crafted with your individual musical instrument dealers business needs in mind and can provide cover for all your stock, tools, materials and machinery.
It’s not all just about insurance. Our passionate team are on hand to help in a variety of ways because we see you as more than just a financial transaction, you're someone we want to build a long-standing and mutually beneficial relationship with. But don’t take just our word on it.
If you have any questions please check our comprehensive FAQ. If you can’t find an answer there,
If you are visiting the website from Australia please contact EBM for all your musical instrument insurance needs.
"It really is a great pleasure working with all at Lark and they have provided invaluable support to Beare Violins Limited over many years. It makes such a difference when people at a company like Larks go to any lengths to make sure that everything works as well as possible, not to mention as interesting and as much fun as possible. I look forward to our continuing relationship in the future."
Director | Beare Violins Limited
"In the 20 years that I have been working with Lark, I can say that they are always a pleasure to deal with, helpful and quick to respond to our needs."
Paul Hayday and Tim Ingles
Directors | Ingles and Hayday
"For many years, Lark have provided all of our important insurance, including stock, musical instruments on approval, instruments held for storage etc. Many of our clients also choose Lark to insure their valuable musical instruments. We have always enjoyed excellent service in all aspects of our insurance arrangements with Lark."
Simon Morris & Steven Smith
Directors | J & A Beare Ltd
"It is a pleasure working with Lark, who manage to combine professionalism with great charm. I couldn't recommend them highly enough."
Owner | Amati.com
"Lark are a fantastic broker. Often musical instruments are the most valuable thing that a player owns, as well as being a working tool that is essential for their careers. Customers need to know that their precious instrument, and livelihood, is adequately insured. Musical instrument insurance is so specialised, and it requires the personal touch that Lark bring it. We know that if we have a question, we are not just answered by a robot, but by someone who can answer our questions and give appropriate advice in a very timely fashion. Where another company may be able to undercut in price to attract new custom, they will certainly not be able to exceed in service. The small team aim high, and we have no hesitation in ever recommending our clients to take out cover via Lark."
Florian Leonhard Fine Violins
Our policies are issued on a 12 month contract.
We would recommend that you either have a valuation from another source or purchase receipt, we also rely on your own knowledge and expertise and would suggest you maintain up-to-date records on your books of account in the event of a claim.
Yes, subject to the limits (value of stock) specified under your policy.
Yes, if you accidentally damage the instrument (e.g. it is dropped on the floor) this would be included. However, we would not provide insurance for a bad repair, for example, if you glued a wrong part in error. We would expect you to be responsible for your own actions.
A loan agreement is in relation to instruments leant out to a third party. We would recommend that you first verify their identity, if not known to you already, by taking a copy of the passport, national identity card or divers licence.
The loan agreement should then be issued containing the name and address of the consignee, date of loan, period of loan or return date and description and value of item.
We would also suggest that they are not permitted to lend the instrument on to any other party, unless you have first provided your consent.