UK Holiday Home Insurance
Allowing you to enjoy your holiday
A holiday home in the UK is a dream for many homeowners, but if you are not covered with the right holiday home insurance policy it could quickly become a nightmare.
Just like your main residence, a holiday home is vulnerable to the same risks, but given that it may be occupied less or let out, then the need for adequate insurance is essential.
When securing insurance for holiday homes in the UK, it is often the case that a separate household insurance policy isn’t needed. If your main home is insured with Lark, we can insure your UK holiday home too with the same level of cover.
With both your properties on the same high-value home insurance policy, it will be easier for you to manage your paperwork and you’ll have just one premium to pay.
Alternatively, your current Account Handler will be more than happy to help review your existing high-value home insurance policy. You will need to provide a few details about your second home, such as its address, the type of property and the total value of its contents including fine art, antiques, collectables and jewellery, which aren’t already listed on our main household insurance policy.
Benefits of a UK Holiday Home Insurance policy with Lark:
Cover for occasional commercial use/lettings
Cover for loss of rent or income
Provision for alternative accommodation if the property is not able to be used
The policy includes public liability insurance and cover whilst your property is not occupied
If your second home is overseas, you should visit Lark'soverseas holiday home insurance policy page.