Household Insurance

UK Holiday Home Insurance

UK Holiday Home Insurance

Allowing you to enjoy your holiday

A holiday home in the UK is a dream for many homeowners, but if you are not covered with the right holiday home insurance policy it could quickly become a nightmare.

Just like your main residence, a holiday home is vulnerable to the same risks, but given that it may be occupied less or let out, then the need for adequate insurance is essential.

When securing insurance for holiday homes in the UK, it is often the case that a separate household insurance policy isn’t needed. If your main home is insured with Lark, we can insure your UK holiday home too with the same level of cover.

With both your properties on the same high-value home insurance policy, it will be easier for you to manage your paperwork and you’ll have just one premium to pay.

Alternatively, your current Account Handler will be more than happy to help review your existing high-value home insurance policy. You will need to provide a few details about your second home, such as its address, the type of property and the total value of its contents including fine art, antiques, collectables and jewellery, which aren’t already listed on our main household insurance policy.

Benefits of a UK Holiday Home Insurance policy with Lark:
  • Cover for occasional commercial use/lettings

  • Cover for loss of rent or income

  • Provision for alternative accommodation if the property is not able to be used

  • The policy includes public liability insurance and cover whilst your property is not occupied

If your second home is overseas, you should visit ouroverseas holiday home insurance policy page.

Downloadable documents

Household Insurance

Make a claim on your Household policy


Claims help

You might also be interested in

Advice on

Overseas Holiday Home Insurance


Ensure you protect your home away from home.

Advice on

UK Second Home Insurance


Providing one policy for your main residence and second home.

Advice on

High-Value Home Insurance


Comprehensive insurance that lets you enjoy life's simple pleasures.

Advice on

Contents Insurance


Protect your precious corner of the world.

News & opinion