Household Insurance

Antiques & Fine Art Insurance

Fine Art, Antiques and Collectables Insurance

Protect your passion.

Collecting fine art, antiques and other valuables can be a lifelong pursuit of happiness. If you have a passion for rare and unique items, you will know that true peace of mind can only come from knowing that your prized possessions are protected by a specialist household insurance policy.

Unfortunately, a standard contents insurance policy can end up providing inadequate cover for valuable items, which is why Lark doesn't deal in off-the-shelf policies. A household insurance policy crafted by the experienced team at Lark will be as unique as a bottle of 1945 Chateau Mouton-Rothschild Jeroboam or a Waltham Premier Maximus pocket watch.

Insuring your art and collectables for the right value is also very important, with insurers advising that values should be updated every 3 to 5 years so that any fluctuations are detected and your cover adjusted. We take insuring art seriously, and can recommend valuation companies who can assist by not only valuing your art now but also giving you the up to date values going forward. 

When it comes to insuring your fine art, antiques and collectables, a made to measure policy from Lark will be all you need to achieve complete peace of mind.

When it comes to protecting your fine art, antiques and collectables, the key benefits of Lark's household insurance ensure we are second to none, these benefits include:

  • a dedicated account handler - only one point of contact for all your needs,

  • ‘all risks’ worldwide cover for physical loss or damage, including transit risks,

  • agreed value on specified items,

  • choice of settlement,

  • access to an in-house claims team to efficiently deal with your claim,

  • a personal service and advice.

Our high-value home insurance has the ability to protect a wide range of different collections, including:

  • Fine Art Paintings or Prints

  • Antique Furniture

  • Rugs and Tapestries

  • Sculptures

  • Jewellery

  • Gold, Silver and Plate
  • Clocks and Barometers

  • Vintage Wine

  • Antique Furniture

  • Book collections

  • Unusual, rare or commissioned collections

To get a free, no obligation review of your existing household insurance policy, please contact our team, who will be happy provide further advice or supply you with a quotation.

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