Musical Instruments


Perfectly tuned insurance to protect the thing you love...

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Having both worked with and insured some of the world’s most renowned violinists, we understand the deep and very personal relationship a violinist has with their violin.

That’s why we have developed an exclusive musical instrument insurance policy so that you can play your violin safe in the knowledge that it is covered by one of the most comprehensive insurance policies on the market.

Cover benefits
  • Protection against accidental damage, fire, loss and theft

  • Depreciation cover

  • Cover for electrical and classical instruments

  • Worldwide cover

  • Your choice of repairer

  • Agreed value

  • No excess as standard on classical instruments

  • Cover for hire charges 

Optional covers:

  • Climatic condition cover

  • Unattended vehicle protection

  • Earthquake

We are also able to provide public liability cover to protect you from the risks you face every time you play.
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Never be out of pocket

With Depreciation Cover and Agreed Value, you’ll never be left out of pocket. In the event of a total loss, Agreed Value means that you will be paid without any adjustment for depreciation or appreciation.

Who we cover

Whether you are a beginner, or a seasoned soloist, we can provide you with cover, no matter what stage of your career you’re at.

Experts in high-value

The Lark Music team are world renowned as being the experts when it comes to insuring high-value violins. This is why we are the insurance broker of choice for a fifth of the worlds remaining Stradivari violins. If your instrument is worth more than £500,000 please get in contact with the team directly so that we can best tailor the insurance for your needs.

Purchase online 24/7

With our market leading online system you will be able to:

  • Obtain instant quotations (with policies starting from £35).

  • Pay securely online with credit/debit card.

  • Instantly receive your documentation.

Our new system will also allow you to carry out Mid-Term Adjustments online and pay any additional premium securely. You will also have a hassle free renewal as you will be able to review and update your renewal documentation online before having to pay.
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Making a Claim

Should the worst happen, you can rest assured that you’ll be in safe hands with our expert in-house claims team. With one point of contact throughout the whole process, you’ll always be kept up to date with the progress of your claim.
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Lark Music Online Introduction

Introducing our new, market-leading online portal that will allow you to quickly and easily purchase comprehensive insurance for any instrument.
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