Avoid the risk of being underinsured.
Could your property be at risk of being underinsured?
The amount that your home is insured for should reflect the cost to rebuild your home from scratch, which will vary according to its age, size, construction and location. Bear in mind, the rebuild cost bears no relevance to its current market value.
An incorrect sum insured could end up costing you thousands of pounds, but this can be easily avoided by having a professional valuation conducted by a qualified surveyor. Their expertise will provide you with an accurate building insurance valuation; eliminating any risks and ensuring your home is adequately protected by an adequate household insurance policy.
You should never rely on an online calculator to work out the value, as they can significantly undervalue the rebuild of your home, particularly if it's of a non-standard construction. That is why Lark works with several specialist surveyors, as we understand the importance of ensuring your building reinstatement values are correct so that your home insurance meets your needs.
At Lark, our team would be happy to review your existing policy to provide further advice and supply you with a quote.