More people than ever are working from home. However, many of them don’t appreciate that their standard home insurance doesn’t provide adequate cover against business related losses.

The Homeworkers insurance policy is ideal for small and growing businesses situated in the home as well as employees of larger companies who are based at home.

As a homeworker, you need a comprehensive policy, providing cover specifically designed for people who work from home, with equal importance assigned to the cover needed for both your home and business.

All businesses are different, and have diverse needs, so a broad array of extensions is a necessity to allow the policy to be tailored to your needs.

Cover available under the Homeworkers policy, includes (but is not limited to):

Home Cover

• Buildings
• Contents
• Personal Belongings
• Legal Liabilities

Business Cover

• Business Contents
• Business Money & Assault
• Business Interruption
• Employers Liability
• Public & Product Liability
• Personal Accident
• Business Frozen & Refrigerated Foods
• Goods in Transit

As a homeworker, you need flexibility, which some policies simply don’t offer. Our experience of dealing with people who work from home, or run a cottage industry, allows us to advise you on which risks you need to protect against, ensuring that you are getting the cover you actually need.