Home Insurance

Listed Property Insurance

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Thatch Insurance

Owning a thatched property is, for many, a lifestyle decision, and although it is often rewarding, it can bring with it some unique challenges. Our experience in dealing with thatched properties means that we understand the distinct needs, maintenance issues and concerns that thatched owners come across on a daily basis.

The Premier Thatch policy, underwritten by Plum Home (UK) Limited, has been specifically designed for Lark with the thatch owner in mind. 

One of the principal advantages of this policy is a free professional appraisal of your buildings sum insured. As thatched properties are not constructed in the same way as your average home, the industry standard formula can only provide a basic estimation of the cost of rebuilding. However, the appraisal provides you with a calculated figure specifically based on your property’s construction and footprint, ensuring your home is insured for the correct amount.

As the majority of thatch claims are a result of a fire, we can also arrange expert risk management advice solely focused on fire protection.

Our experienced Thatch division can help you to actively manage the inherent risks associated with owning a thatched property, ensuring that you are well prepared and protected should the worst happen.