Home Insurance

Listed Property Insurance

Overseas Home

Thatch Insurance

Listed properties are a treasured piece of UK history, and need to be treated with respect. However, the owners of these properties have a multitude of responsibilities to uphold, and often specialist home insurance is not in the forefront of their minds. The reality is that insurance of a listed property is of paramount importance.

The cost of rebuilding a listed property is often much greater than that of a standard home. Ensuring that the integrity and historical features are reinstated can be expensive, as  specialist tradesmen are sourced to use traditional building methods that conform to local authority requirements. Therefore, it is vital that the buildings section of a policy is going to cover all of these costs.

It often takes longer to restore a listed building, with more detailed building work and the need to keep planners aware of progress.  The amount of cover given for alternative accommodation costs whilst your home is transformed to its former glory becomes an important issue.

Our specialist policy also provides cover against costs incurred if the property has been altered or extended by a previous owner, who did not abide by the local authority regulations, and you are obliged to return the property to its original form.

A standard home insurance policy doesn’t take these things into consideration. Having a specialist listed property insurance policy means that you can enjoy the history of your home without worrying about ‘what if’.